Company Overview
Guarant Reinsurance Limited is a global reinsurance firm headquartered in Providenciales, Turks & Caicos Islands, a jurisdiction known for regulatory excellence and financial stability. With USD 250 million in registered capital, we represent a nimble counterweight to the legacy reinsurance market—an institution built from the ground up to deliver responsive underwriting, decisive claims settlement, and transparent partnerships that reflect the complexity of modern risk.
We operate in a sector dominated by behemoth carriers and cautious incumbents, yet we outmaneuver both. Our operating model prioritizes speed without sacrificing rigor. We deploy capital with precision into lines where our underwriters possess genuine expertise, rather than chasing volume in commodity classes. For cedents frustrated by slow responses from traditional reinsurers, hobbled by bureaucratic approval chains and legacy systems, GUARANT offers an alternative: a firm with the authority to decide, the discipline to execute, and the capital to honor its commitments.
Ownership & Shareholder
Guarant Reinsurance Limited is a wholly-owned subsidiary of Amberstone Capital Group SPC, a Segregated Portfolio Company approved and regulated by the British Virgin Islands Financial Services Commission (BVI FSC). Amberstone Capital Group SPC holds 100% of the issued share capital of Guarant Reinsurance Limited.
The Segregated Portfolio Company structure is a sophisticated corporate vehicle widely used across the world's leading financial centres — including BVI, Cayman Islands, and Bermuda — to ring-fence assets and liabilities within distinct portfolios while maintaining consolidated corporate governance at the group level. For GUARANT's cedents and brokers, the SPC structure provides an additional layer of structural clarity: the capital supporting GUARANT's reinsurance operations is clearly identified, segregated, and subject to the regulatory oversight of two distinct, reputable financial services commissions.
Amberstone Capital Group SPC maintains its approval under the BVI Securities and Investment Business Act (SIBA), operating within a jurisdiction that adheres to OECD, FATF, and IOSCO international standards. The BVI is a well-established financial services domicile with over 40 years of experience in corporate, fund, and insurance regulation, and its regulatory framework is regularly assessed through international peer reviews and mutual evaluations.
Corporate Structure
Regulated by BVI Financial Services Commission
Regulated by TCI Financial Services Commission
Dual Regulatory Oversight
The group structure places GUARANT under the supervisory purview of two independent regulatory authorities — the TCIFSC at the operating company level and the BVI FSC at the shareholder level — providing cedents with enhanced confidence in governance standards, beneficial ownership transparency, and regulatory accountability across the corporate chain.
Our Vision
To be the reinsurance partner of choice for cedents seeking responsive capacity, technical expertise, and unwavering financial commitment.
Our Mission
To deliver tailored reinsurance solutions that enable our cedent partners to underwrite with confidence, supported by USD 250 million in capital, decisive underwriting, and a commitment to prompt claims settlement.
Core Values
Integrity
We honor our commitments and speak plainly about risk. There is no hidden agenda, no artful misrepresentation of our appetite, no expectation-setting we cannot deliver against. Our word is our contract.
Excellence
Technical rigor underpins every underwriting decision. We employ experienced professionals who bring deep domain knowledge to their assessments. Excellence is achieved through discipline, not luck.
Innovation
We embrace new tools, methodologies, and data sources to strengthen risk assessment and operational efficiency. Our partnership with DXC Technology ensures we remain current with digital capabilities that drive competitive advantage.
Partnership
Reinsurance is a relationship built on mutual respect and aligned incentives. We invest in understanding our cedents' business, their appetite, and their growth ambitions. Long-term stability matters more than short-term profit.
Transparency
We communicate openly about our reserving practices, claims philosophy, and financial position. Transparency builds trust and reduces the friction that often characterizes reinsurance negotiations.
Key Milestones
Company Establishment
Guarant Reinsurance Limited was founded as a Turks & Caicos-domiciled reinsurer, licensed and regulated by the TCI Financial Services Commission.
Capital Growth to USD 250M
Built and deployed USD 250 million in registered capital, establishing a robust financial foundation and demonstrating capacity to support major cedent programs across all lines of business.
DXC Technology Platform Partnership
Implemented advanced digital underwriting and claims management platforms in partnership with DXC Technology, modernizing our operational infrastructure and accelerating our competitive advantage.
TCI Domiciliation
Established headquarters in Providenciales, Turks & Caicos Islands, positioning ourselves within a stable, well-regulated offshore financial center with a proven track record of regulatory excellence.
Expansion to 10 Lines of Business
Developed underwriting capacity and expertise across 10 distinct lines—Property, Marine, Aviation, Engineering, Agriculture, Surety & Bonds, Casualty, Energy, Life & Health, and Motor—offering comprehensive market solutions.
Executive Leadership
Our executive team brings decades of combined experience across global reinsurance, insurance, capital markets, and regulatory compliance. Each leader brings a distinct perspective shaped by careers at leading international (re)insurers and financial institutions.
[Name] DEMO
Chief Executive Officer
Over 25 years of experience in the global reinsurance industry, with previous executive roles at Swiss Re, Hannover Re, and Gen Re. Holds an MBA from INSEAD and is a Fellow of the Chartered Insurance Institute (FCII). Leads GUARANT's strategic positioning, capital allocation, market expansion, and stakeholder relationships. Under his leadership, the company has grown its capital base to USD 250 million and expanded across 10 lines of business.
[Name] DEMO
Chief Financial Officer
A qualified actuary (FIA) with 20 years in insurance and reinsurance finance, previously with KPMG's insurance advisory practice and Everest Re Group. Oversees GUARANT's financial strategy, regulatory capital management, investment portfolio, and solvency reporting. Responsible for maintaining the financial strength that underpins our USD 250 million capital base and ensuring full compliance with TCIFSC reporting requirements.
[Name] DEMO
Chief Underwriting Officer
Brings 22 years of treaty and facultative underwriting experience across property, casualty, marine, aviation, and specialty lines. Previously held senior underwriting positions at Lloyd's syndicates and PartnerRe. ACII qualified. Sets GUARANT's risk appetite framework, underwriting guidelines, and pricing standards across all 10 lines of business. Known for a disciplined approach to risk selection combined with the flexibility to structure bespoke solutions for complex exposures.
[Name] DEMO
Head of Claims
An experienced claims professional with 18 years handling complex reinsurance claims, including large-loss events and catastrophe recoveries. Previously with Munich Re and Crawford & Company. Directs GUARANT's claims philosophy of prompt, fair, and transparent settlement. Leads a team dedicated to 24-hour acknowledgment and efficient resolution, ensuring our claims-paying reputation remains a core competitive advantage.
[Name] DEMO
Chief Compliance Officer
A regulatory specialist with 15 years in financial services compliance, previously with Deloitte's insurance regulatory practice and the Bermuda Monetary Authority. Qualified barrister. Manages GUARANT's compliance framework including AML/KYC/CFT programs, sanctions screening, regulatory reporting, and governance standards. Ensures ongoing adherence to TCIFSC requirements and international best practices.
[Name] DEMO
Head of Business Development
Brings 16 years of broker and cedent relationship management experience, previously with Aon Reinsurance Solutions and Guy Carpenter. Leads GUARANT's market-facing strategy, broker engagement, and cedent acquisition across all territories. Responsible for identifying growth opportunities, managing renewal portfolios, and ensuring GUARANT's value proposition reaches the right markets at the right time.
[Name] DEMO
Head of Operations & Technology
Over 14 years in insurance technology and operations, previously with DXC Technology and Sapiens International. Oversees GUARANT's technology infrastructure, including the DXC-powered reinsurance platform, data analytics capabilities, and operational workflows. Drives digital transformation initiatives that enable faster underwriting turnaround, real-time portfolio monitoring, and efficient claims processing.
[Name] DEMO
Senior Underwriting Manager
A specialist in property, engineering, and surety bond underwriting with 12 years of experience at SCOR and Africa Re. CPCU qualified. Manages day-to-day underwriting operations, treaty renewals, and facultative submissions. Serves as the primary technical contact for brokers and cedents seeking direct engagement with GUARANT's underwriting team. Authorized to provide indicative terms within 24 to 48 hours on facultative submissions.
Bios shown above are demo placeholders. Actual leadership details will be updated upon confirmation.
Board of Directors
GUARANT's Board of Directors provides independent strategic oversight, ensuring the company operates with the highest standards of governance, risk management, and fiduciary responsibility. The Board comprises experienced professionals from across the insurance, financial services, and regulatory sectors.
[Name] DEMO
Chairman of the Board (Non-Executive)
Former CEO of a Bermuda-based reinsurance group with over 30 years of industry leadership. Brings deep expertise in capital management, regulatory strategy, and international market development. Chairs the Board and the Nominations Committee.
[Name] DEMO
Non-Executive Director
A qualified actuary and former partner at PwC's insurance practice. Specialist in reserving, capital modelling, and Solvency II frameworks. Chairs the Audit & Compliance Committee. Provides independent oversight of financial reporting and internal controls.
[Name] DEMO
Non-Executive Director
Former Deputy Commissioner of a Caribbean financial services regulator with 20 years in financial supervision. Expert in AML compliance, licensing frameworks, and cross-border regulatory cooperation. Chairs the Risk Management Committee.
[Name] DEMO
Non-Executive Director
Senior investment professional with 25 years in fixed income and insurance-linked securities. Previously Managing Director at a global asset management firm. Provides oversight on investment strategy, asset-liability matching, and capital preservation.
Board composition shown above is for demonstration purposes. Actual Board members will be confirmed.
Corporate Governance
Governance Framework
GUARANT is governed by a Board of Directors that provides strategic oversight, capital management authority, and risk governance. The Board meets quarterly to review operational performance, underwriting results, claims experience, and compliance status. Executive management reports to the Board through clearly defined delegated authorities and escalation protocols.
Risk Management Committee
Chaired by a Non-Executive Director. Responsible for assessing and monitoring key risks including underwriting risk, reserving risk, credit risk, market risk, operational risk, and catastrophe accumulation risk. Reviews GUARANT's risk appetite framework quarterly and ensures alignment between business strategy and risk tolerance.
Audit & Compliance Committee
Chaired by a Non-Executive Director. Oversees internal audit functions, external audit relationships, and compliance management. Ensures the integrity of financial reporting, the effectiveness of internal control systems, and adherence to all TCIFSC regulatory requirements. Reviews AML/KYC compliance reports and sanctions screening effectiveness.
Underwriting Committee
Chaired by the Chief Underwriting Officer. Sets and reviews underwriting guidelines, risk appetite by line of business, pricing standards, and accumulation limits. Approves large individual risks and treaty placements that exceed delegated underwriting authorities. Meets monthly with ad-hoc sessions for time-sensitive decisions.
Investment Committee
Oversees the management of GUARANT's investment portfolio in line with approved asset-liability matching policies. Ensures capital preservation while optimizing returns within defined risk parameters. Reviews investment performance, counterparty exposures, and compliance with regulatory investment guidelines.
Regulatory Framework
GUARANT operates under the licensing and regulatory framework of the Turks & Caicos Islands Financial Services Commission under the Insurance Ordinance 2019 and Insurance Regulations 2020. We maintain full compliance with solvency regulations, capital requirements, annual audited accounts, and actuarial valuations. Regular examinations ensure continued adherence to all regulatory standards and international best practices in governance, risk management, and financial crime prevention.