Cedent Solutions

Your Reinsurance Partner

GUARANT RE exists to serve cedents. Every aspect of our operation — from capital allocation and underwriting authority to claims philosophy and technology infrastructure — is designed to deliver responsive, reliable reinsurance capacity that enables our cedent partners to grow their businesses with confidence. Backed by USD 250 million in registered capital and regulated by the TCI Financial Services Commission, we provide the financial strength and regulatory credibility that cedents require from a reinsurance counterparty.

We understand that cedents need more than just capacity. They need a reinsurer that responds quickly, structures intelligently, pays claims promptly, and communicates transparently. GUARANT RE delivers on all four. Our flat organizational structure eliminates the bureaucratic delays that frustrate cedents dealing with legacy reinsurers, while our experienced underwriting team brings the technical depth to handle complex risks across all major classes of business.

Partnership Framework

Treaty Partnerships

Long-term treaty relationships form the foundation of our cedent partnerships. We provide proportional and non-proportional treaty capacity across all 10 lines of business, with multi-year commitment options that give cedents stability and predictability in their reinsurance programs. Our treaty underwriters work closely with cedents to structure programs that align reinsurance protection with portfolio growth objectives.

Facultative Capacity

For individual risks that fall outside treaty parameters or require additional capacity, our facultative team provides rapid turnaround on submissions. We target 24-to-48-hour indicative terms on standard facultative risks, with dedicated underwriters assigned to each cedent relationship. Our facultative capacity complements treaty programs, giving cedents the flexibility to underwrite larger or more complex risks with confidence.

Bespoke Structures

Not every cedent fits a standard reinsurance template. GUARANT RE designs customized reinsurance structures — including quota shares, surplus treaties, excess of loss, stop loss, and hybrid arrangements — tailored to each cedent's risk profile, capital strategy, and regulatory requirements. We invest the time to understand your portfolio before proposing solutions.

What We Offer Cedents

Capacity & Capital Strength

USD 250 million in registered capital provides substantial capacity for cedents seeking a well-capitalized reinsurance counterparty. Our capital is stress-tested against severe loss scenarios, and we maintain solvency ratios exceeding 200% of regulatory minimums at all times. Cedents can rely on GUARANT's financial strength to support their underwriting ambitions across property, casualty, specialty, and life and health lines.

Speed & Responsiveness

Our streamlined decision-making structure means cedents receive underwriting responses faster than with legacy reinsurers. Senior underwriters have meaningful binding authority, eliminating the multi-layer referral chains that delay treaty negotiations and facultative placements. We commit to clear timelines on every submission and honor them.

Claims Excellence

A reinsurer's value is ultimately measured at the point of claim. GUARANT RE operates a claims-first philosophy: 24-hour acknowledgment, transparent reserving, and prompt settlement without unnecessary disputes. Our claims team works collaboratively with cedent claims departments to resolve losses efficiently, protecting the cedent's relationship with their own policyholders.

Technology-Enabled Service

Powered by DXC Technology's advanced reinsurance platform, GUARANT RE delivers digital efficiency across the reinsurance lifecycle. Cedents benefit from streamlined bordereaux processing, real-time portfolio reporting, electronic claims notification, and transparent account management. Technology enhances our service delivery without replacing the human relationships that drive successful reinsurance partnerships.

Lines of Business

GUARANT RE provides reinsurance capacity across 10 distinct lines, each supported by dedicated underwriters with deep domain expertise. This breadth of capability allows cedents to consolidate reinsurance relationships and access multi-line capacity from a single, responsive counterparty.

Property

Marine

Aviation

Engineering

Agriculture

Surety & Bonds

Casualty

Energy

Life & Health

Motor

How We Work With Cedents

1

Initial Discussion

We begin with a detailed conversation to understand your portfolio, risk appetite, reinsurance objectives, and growth plans. This allows us to assess alignment and identify where GUARANT RE can add the most value to your program.

2

Program Design

Our underwriting team collaborates with your technical staff to design a reinsurance structure that fits your specific needs — whether treaty, facultative, or a combination. We model scenarios, stress-test structures, and present clear options with transparent pricing.

3

Binding & Onboarding

Once terms are agreed, we move swiftly to binding. Our operations team ensures smooth onboarding — from documentation and bordereaux templates to system integration and reporting protocols. We assign a dedicated account manager to every cedent relationship.

4

Ongoing Partnership

Reinsurance is a long-term relationship. We conduct regular portfolio reviews, provide market intelligence, share claims experience analysis, and proactively adjust structures as your portfolio evolves. Our goal is to be a strategic partner, not just a capacity provider.

Why Cedents Choose GUARANT RE

Regulatory Credibility

Licensed by the TCI Financial Services Commission with dual regulatory oversight through our shareholder Amberstone Capital Group SPC (BVI FSC-regulated). Cedents can demonstrate counterparty quality to their own regulators and stakeholders.

Experienced Team

Our underwriters, claims professionals, and actuaries bring decades of combined experience from leading global reinsurers. Cedents work directly with senior decision-makers, not junior analysts forwarding submissions up a chain.

Global Reach

From our TCI headquarters, we serve cedents and brokers across the Caribbean, Latin America, Middle East, Africa, Asia, and beyond. Our international perspective combined with local market understanding makes us a valuable partner for cedents seeking diversified reinsurance support.